Documents Needed for a Mortgage Application Depending on Income Type
March 10, 2025
When applying for a mortgage, the required documents will depend on how you earn your income. Below is a breakdown of what you’ll need based
Blog Archive
When applying for a mortgage, the required documents will depend on how you earn your income. Below is a breakdown of what you’ll need based
Retirement is an exciting new chapter, and for many, it’s also the perfect time to buy a home or refinance. However, qualifying for a mortgage
When you’re shopping for a mortgage, one of the most important factors is the interest rate. Many potential homebuyers wonder why mortgage rates seem to
1. Assuming All Damage Is Covered One common mistake is assuming that all types of damage are covered under a standard policy. For instance, while
Being self-employed comes with many perks – freedom, flexibility, and the ability to be your own boss. However, it also comes with its own set
As a homeowner, or prospective homeowner, navigating the complex world of mortgages can sometimes feel overwhelming. Among the various aspects of mortgages, one area that
When purchasing a home, understanding the potential financial assistance available to you can make a big difference in your buying experience and financial setup. Interested
If you’ve made it this far, an early congratulations is in order for your soon to be new home but one very important last step
When it comes to buying a home, coming up with the down payment often poses a significant hurdle for many prospective homeowners. As a mortgage
The journey to homeownership can be uniquely challenging for self-employed individuals. The flexibility and autonomy of self-employment come with its own set of hurdles when
Why Choose Nick Ross at Edge Home Finance?
Mortgage Brokers have the unique ability to broker mortgages from many different lenders. Instead of being locked into a set of programs provided by a bank or lending institution, Nick Ross is able to seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust, Insurance Company, or Private Funding. Mortgage rates fluctuate all the time and as a Mortgage Broker who is used to working with multiple lender partners, Nick Ross knows where the best rates can be found at any given time. What’s more, he has the knowledge required to present a proposal for financing to lenders in the best way possible in order to successfully obtain fast and reliable mortgage financing.
Get in touch with us
Enabling our clients to build wealth through real estate by helping them make smarter decisions informed by the latest technology.
Licensed in CO, FL, IL, NC, TN, TX and WA
Ⓒ 2023 - Nick Ross Powered By Edge Home Finance - All Rights Are Reserved
Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states AL, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, KY, MA, ME, MI, MN, MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, UT, SC, SD, TN, TX, VA, WA, WI, & WY. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lenders Law
COLORADO – Edge Home Finance Corp, 5868 Baker Road Minnetonka, MN 55345 (763) 219-8484; to check the license status of your mortgage broker, visit https://apps.colorado.gov/dre/licensing/Lookup/LicenseLookup.aspx
TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOVA TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV